Prototype. Filings are real public records from state UCC open-data portals. Scores and MCA labels are unverified signals from public records, not findings of distress; verify before any external use.
SPECTRUM LIGHTING
Score 20 · Low Computed: Possible MCA (signal) Status: Monitoring Not reviewed
Actions
- Review MCA label Not available: Needs the analyst or partner role.
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Why this score
- Supporting: MCA evidence +20 pts Evidence: filing:filing-co-20252035766
Lien timeline 2 events
- · Lien filedCHTD Company
- · Lien filedFUNDING METRICS, LLC (mca)
Review history 0
No human reviews yet. The MCA label shown is the computed signal.
Audit log 0
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Notes 0
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What happens to a review
- Your label is saved with its reason as a human review. The computed classification and its evidence stay on record; nothing is overwritten.
- This lead's score is recalculated from your label straight away. The score card shows the change.
- Saved labels are collected for a later offline evaluation of the rules. The rules stay at version demo-rules-v1; no other lead's score changes and nothing retrains itself.
0 human reviews on this lead so far.
Relationships
2 lenders on 2 filings. 1 lender name links to a funder brand. 2 other debtors appear on the same filings or address.
- Verified
- Inferred
- Possible, not confirmed
Lenders holding liens (2)
- CHTD Company is the secured party on Filing 20252001740 Inferred Source: co-open-data:wffy-3uut:20252001740
- FUNDING METRICS, LLC is the secured party on Filing 20252035766 Inferred Source: co-open-data:wffy-3uut:20252035766
Same funder, another name (1)
- FUNDING METRICS, LLC belongs to the funder brand Funding Metrics, LLC Verified Source: ct-dob:commercial-financing-provider-registry-2026-11-02
Addresses (1)
- SPECTRUM LIGHTING is located at 2255 Spectra Dr, Colorado Springs, CO 80904 Inferred Source: co-open-data:wffy-3uut:20252001740
Filings naming a debtor (6)
- Filing 20252001740 names debtor SPECTRUM LIGHTING MAINTENANCE CORPORATION Inferred Source: co-open-data:wffy-3uut:20252001740
- Filing 20252001740 names debtor SPECTRUM LIGHTING Inferred Source: co-open-data:wffy-3uut:20252001740
- Filing 20252001740 names debtor Spectrum Inc Inferred Source: co-open-data:wffy-3uut:20252001740
- Filing 20252035766 names debtor SPECTRUM LIGHTING MAINTENANCE CORPORATION Inferred Source: co-open-data:wffy-3uut:20252035766
- Filing 20252035766 names debtor SPECTRUM LIGHTING Inferred Source: co-open-data:wffy-3uut:20252035766
- Filing 20252035766 names debtor Spectrum Inc Inferred Source: co-open-data:wffy-3uut:20252035766
Collateral, as filed
Filing 20252001740
COLLATERAL: All present and future assets of the Debtor
Filing 20252035766
On or about October 29, 2024, Funding Metrics, LLC purchased the Future Receipts of the Debtor. Future Receipts includes all payments made by cash, check, ACH, or other electronic transfer, credit card, debit card, bank card, charge card or other form of monetary payment in the ordinary course of Debtor's business, accounts and payment intangibles, and all proceeds and products of the foregoing.
Signal score
20 · Low
Was 20, no change
Signal only — requires human verification. Rules version demo-rules-v1, scored 2026-11-11.
Business
- Name on filings
- SPECTRUM LIGHTING
- Address
- 2255 Spectra Dr, Colorado Springs, CO
- Industry
- Not in the source record
Company details 0
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Tags
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Source records
- Where it comes from
- State UCC public records (open-data portals)
- Filings
- 2 filings, 2 events
- Secured parties
- 2
- First and latest event
- 2025-01-07 to 2025-04-22