Prototype. Filings are real public records from state UCC open-data portals. Scores and MCA labels are unverified signals from public records, not findings of distress; verify before any external use.
RUBY'S AUTO BODY INC
Score 0 · Low Computed: Possible MCA (signal) Status: Monitoring Not reviewed
Actions
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Why this score
- Supporting: MCA evidence +20 pts Evidence: filing:filing-co-20262062995
- Counter-evidence: Recent termination reduction -20 pts
Lien timeline 12 events
- · Lien filedCOLORADO BANK & TRUST CO OF LA JUNT (bank)
- · Lien continuedCOLORADO BANK & TRUST CO OF LA JUNT (bank)
- · Lien continuedCOLORADO BANK & TRUST CO OF LA JUNT (bank)
- · Lien continuedCOLORADO BANK & TRUST CO OF LA JUNT (bank)
- · Lien filedMANHEIM AUTOMOTIVE FINANCIAL SERVICES, INC
- · Lien continuedCOLORADO BANK & TRUST CO OF LA JUNT (bank)
- · Lien continuedMANHEIM AUTOMOTIVE FINANCIAL SERVICES, INC
- · Lien continuedCOLORADO BANK & TRUST CO OF LA JUNT (bank)
- · Lien continuedCOLORADO BANK & TRUST CO OF LA JUNT (bank)
- · Lien continuedCOLORADO BANK & TRUST CO OF LA JUNT (bank)
- · Lien filedFratello Capital LLC (mca)
- · Lien terminatedFratello Capital LLC (mca)
Review history 0
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Audit log 0
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Notes 0
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0 human reviews on this lead so far.
Relationships
3 lenders on 3 filings. 1 lender name links to a funder brand.
- Verified
- Inferred
- Possible, not confirmed
Lenders holding liens (3)
- COLORADO BANK & TRUST CO OF LA JUNT is the secured party on Filing 19962037350 Inferred Source: co-open-data:wffy-3uut:19962037350
- Fratello Capital LLC is the secured party on Filing 20262062995 Inferred Source: co-open-data:wffy-3uut:20262062995
- MANHEIM AUTOMOTIVE FINANCIAL SERVICES, INC is the secured party on Filing 20032095291 Inferred Source: co-open-data:wffy-3uut:20032095291
Same funder, another name (1)
- Fratello Capital LLC belongs to the funder brand Fratello Capital LLC Verified Source: ct-dob:commercial-financing-provider-registry-2026-11-02
Addresses (1)
- RUBY'S AUTO BODY INC is located at 11 CHURCH ST, LA JUNTA, CO 81050 Inferred Source: co-open-data:wffy-3uut:19962037350
Filings naming a debtor (3)
- Filing 19962037350 names debtor RUBY'S AUTO BODY INC Inferred Source: co-open-data:wffy-3uut:19962037350
- Filing 20032095291 names debtor RUBY'S AUTO BODY INC Inferred Source: co-open-data:wffy-3uut:20032095291
- Filing 20262062995 names debtor RUBY'S AUTO BODY INC Inferred Source: co-open-data:wffy-3uut:20262062995
Collateral, as filed
Filing 19962037350
ACCOUNTS RECEIVABLE/GENERAL INTANGIBLES EQUIPMENT INVENTORY PROCEEDS OF COLLATERAL PRODUCTS OF COLLATERAL
Filing 20032095291
No collateral description in the Colorado open-data record.
Filing 20262062995
Secured Party has purchased an interest in and was assigned accounts and proceeds from Debtor described as "Future Receipts" in the agreement between Debtor and Secured Party and, as a result, Secured Party as a security interest in such Future Receipts. "Future Receipts" means all accounts receivable and payment rights, including payments made to Debtor in cash or by check, ACH, or other electronic transfer, credit card, debit card, bank card, charge card, or other form of monetary payment, in the ordinary course of Debtors business. Debtor and Secured Party intend that the sale of Future Receipts is a sale and not an assignment for security. Secured Party has been granted a security interest in all accounts and proceeds.
Signal score
0 · Low
Was 0, no change
Signal only — requires human verification. Rules version demo-rules-v1, scored 2026-11-11.
Business
- Name on filings
- RUBY'S AUTO BODY INC
- Address
- 11 CHURCH ST, LA JUNTA, CO
- Industry
- Not in the source record
Company details 0
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Tags
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Source records
- Where it comes from
- State UCC public records (open-data portals)
- Filings
- 3 filings, 12 events
- Secured parties
- 3
- First and latest event
- 1996-05-14 to 2026-07-20